Any Canadian can tell you that Canada has some of the greatest healthcare in the world, but what if we told you that, when it comes to Prescription Drug Coverage, there are valuable options that you probably had no clue even existed? As the leading alternative for employee health benefits in Canada, Benecaid provides essential medical coverage for nearly all major health and wellness-related conditions and complications.
Unlike other countries that provide healthcare for their citizens, Canada does not offer universal coverage for prescription drugs and depending on the medication, this can turn out to be a very costly monthly expense.
Often time’s people rely on private employer-sponsored health plans to absorb the cost of their prescription drugs. However, certain drugs can be extremely expensive and place a large burden on the overall group plan. In cases such as these, Canadians would benefit greatly from a provincial drug benefit program. The issue is, many Canadians do not know this option exists.
About provincial drug programs
In an effort to make up for the lack of national prescription drug coverage, every Canadian province has its own individual drug benefit program. These programs can be exceptionally beneficial to your clients because they decrease the cost the employer would have to cover on the group plan when one or several employees require particularly expensive drugs.
Still, these programs can be difficult to navigate. Not only does each province have its own program, but all of them are different. There are varied requirements for eligibility, some programs have co-insurance costs and deductibles, and the enrolment process is different for each program as well. Fortunately, our expert Benecaid team can help.
Navigating provincial drug benefits programs
It’s a good idea to discuss provincial drug benefit programs with your clients as many are completely unaware that they exist. Ideal candidates for these programs are clients with any large prescription drug claims or re-occurring drug claims. In these situations, chances are they’ll have a member or members who could be candidates for a provincial program.
With your knowledge expertise and our assistance at Benecaid, making your clients aware of these highly beneficial programs is easy!
This is especially important because prescription drugs demand privacy. Your business owner clients must protect the privacy of their employees and should not be handling eligibility determination or enrolment themselves.
Instead, you can put your trust in Benecaid and count on our team. We’ve been trained in the ins and outs of leveraging these programs and can help take on this burden for your clients. We can identify members who may be eligible for the programs and will support them through the enrolment and transition periods with complete confidentiality.
Speak to Benecaid today about the advantages of provincial drug coverage or to learn more about enrolling members in one of the benefit programs. Our Customer Care Team can be reached by phone at 416-626-8786 or by email at customercare@benecaid.com.
