Advisors should be wary of using EP3 pooling as a key factor to recommend fully insured vs. budgeted Administrative Services Only (ASO) plans. Let’s take a deep dive into how the EP3 pooling works ...
A Health Spending Account (HSA) is one of the easiest products to sell. It’s a financial product that saves your clients money without having to pay mandatory premiums. 3 Step Selling Process: 1. ...
A routine plan review uncovered an unpleasant surprise for one of our largest clients. Their plan had been hit hard by a biologic therapy that was new to the market. This drove a tough conversation ...
For many companies, ASO remains that most attractive value proposition, yet the least understood. Working with our advisors, we’ve collected the top 5 objections to ASO plans and provided you with ...
With March break just around the corner, your clients will need more than just sunscreen to protect them while travelling. Should an unfortunate event occur, prepare your clients with the following ...
We are pleased to announce that we have recently launched our NEW flexStyle® Renewal Package – a comprehensive view of a plan’s financial health and a look at how employees are receiving value from ...
Benecaid’s flexible health care coverage plans go a long way towards creating a happy and loyal office atmosphere, but you can never do too much! Read on for 10 rapid-fire tips to help create a ...
Effective team-building is one of the most sought-after and frequently discussed factors in a group work environment, but many are unsure of how to approach their team-based improvement effort. ...
An appointment at the dentist’s office can be unnerving. And yet, one of the most common reasons people delay dental treatment is cost, not fear. This is especially true in Canada, where our regular ...
Impress your clients at your renewal meetings by being up to date on these two trends we are seeing in Employee Group Benefits for 2016. TREND #1: New High Cost Specialty Drugs The increased ...